Interactive tools

Lodgey can render interactive calculators directly in the chat. These are React components that recalculate instantly when you adjust inputs — no round-trip to the agent required.

Available calculators

CGT Calculator

Calculates capital gains tax with full cost base breakdown.

Inputs you can adjust:

• Purchase price, sale price, purchase and sale dates
• Cost base additions (stamp duty, legal, improvements)
• Sale costs (agent commission, legal, marketing)
• Rental loss offset
• Taxable income (affects marginal rate)

Triggers: Ask Lodgey about selling a property, or say “show me the CGT calculator for [address]”.

Tax Planning

What-if scenario planner for end-of-financial-year decisions.

Inputs you can adjust:

• Prepaid interest amount
• Additional deductions
• Rent changes
• Days to EOFY

Shows: Estimated tax saving from each scenario with priority-ranked suggestions.

Triggers: “What if I prepaid interest?” or “Show me tax planning options.”

Negative Gearing

Breakdown of rental losses and the resulting tax offset.

Inputs you can adjust:

• Taxable income slider (see how offset changes at different income levels)
• Rental income, interest, depreciation, other expenses

Triggers: “Show me the negative gearing benefit for [address].”

Cashflow Forecast

Multi-year projection of property cashflow and equity growth.

Inputs you can adjust:

• Rental growth rate
• Vacancy weeks
• Interest rate changes
• CPI assumption
• Projection years (up to 30)

Shows: Year-by-year table with rent, expenses, cashflow, equity, and crossover year.

Triggers: “Project the cashflow for [address] over 10 years.”

Portfolio KPIs

Portfolio-level dashboard with key performance indicators.

Shows:

• Total equity, LVR, net cashflow
• Per-property breakdown
• PAYG variation eligibility and estimated benefit
• Weighted average interest rate

Triggers: “Show me my portfolio KPIs” or “Give me an overview of all my properties.”

PAYG Variation

NAT 2036 PAYG withholding variation calculation.

Shows:

• Employer breakdown (income, PAYG withheld per employer)
• Property breakdown (rental income, expenses, depreciation)
• Net rental loss and marginal tax rate
• Annual/fortnightly/weekly/monthly reduction amounts

Triggers: “Calculate my PAYG variation” or “How much could I reduce my withholding?”

How they work

1. Lodgey populates the calculator with your real data — amounts, dates, and rates from your evidence and situation.
2. The widget renders in the chat as an interactive card.
3. You adjust sliders and fields — calculations update instantly in the browser.
4. No data is sent back to the agent when you adjust inputs. It’s all client-side.

Calculators appear automatically when Lodgey has enough data and you ask a relevant question. You can also request them explicitly:

Render the CGT calculator for 15 Maple Street.