LODGEY

Tax Insights

Practical guides on CGT, negative gearing, depreciation, and property tax strategy — written for Australian property investors who want clarity, not jargon. New to the acronyms? Start with the glossary.

Interactive Data1,489 complaints

The Property Investor Pain Index

We reviewed 1,489 real complaints from Australian property investors across public forums and review sites. Interactive charts, real quotes, and category rankings — here's what's really hurting.

FREE · PDF · 8 PAGES

The 2026 Property Tax
Deduction Checklist

87 deductions, 7 ATO red flags, and 6 critical 2026 deadlines— all in one field-tested PDF. Built for Australian property investors. Updated for the FRCGW $0 threshold, Victoria's statewide VRLT, and TR 2025/D1.

87
Deductions
7
ATO red flags
6
2026 deadlines
Latest posts
Federal Budget13 min read

Federal Budget 2026: 7 Things Property Investors Must Do Before 1 July 2027

The 2026 Federal Budget rewrites negative gearing, CGT and trust taxation for property investors. What was announced on 12 May 2026, who is grandfathered, what to do before 1 July 2027.

13 May 2026
Tax Residency12 min read

Australian Digital Nomad Tax: Residency Guide

Australian digital nomad tax in 2026 depends on residency, income source and records. Learn the 183-day test, proposed 45-day reform, and ATO reporting rules.

6 May 2026
Tax Compliance11 min read

Are Free Brand Gifts Taxable in Australia? The 2026 Guide

Free brand gifts in Australia: $5K handbags, Ibiza trips, $2,150 baby gear. The ATO calls them barter transactions — taxable at market value. The 2026 rules.

3 May 2026
Tax Reform11 min read

Federal Budget 2026: CGT & Negative Gearing Decoded

Federal Budget 2026 reshapes CGT and negative gearing. See what's likely, who is grandfathered, and what property investors should do before 12 May.

2 May 2026
Tax Reform10 min read

Jim Chalmers Retrospective Tax: Essential Guide

Jim Chalmers retrospective tax may reach 4 years back for foreign-resident CGT. See what changed, who is exposed, and what investors should check now.

30 April 2026
Tax Reform9 min read

Fortescue's $50M Diesel Tax Cap: What It Means For You (2026)

Fortescue wants Canberra to cap fuel tax credits at $50M per company. 18 miners got $3.36B in 2024-25; a cap saves $2.46B. What it means for your BAS.

27 April 2026
Caravans & RVs11 min read

Caravan Tax in Australia 2026: When Your Van Is a Deduction (and When the ATO Says No)

The ATO has specific rules for caravans, motorhomes and camper trailers shared on peer-to-peer platforms or used for work. A logo on the side does not turn a holiday into a business trip. Apportionment calculator and decision quiz inside.

27 April 2026
Tax Deductions9 min read

ATO $1,000 Tax Deduction: What It Means for Your 2026-27 Tax Return

The proposed $1,000 standard deduction could simplify small work-related claims from 2026-27. It is not a $1,000 refund, not for the 2025-26 return, and not a replacement for rental property evidence.

24 April 2026
Energy Bills10 min read

AEMC Fixed Charge Proposal: What Property Investors Should Check

The AEMC has not made a final rule. Its pricing review is testing higher fixed network charges from 2030, with dynamic pricing and consumer protections. Here is what landlords, short-stay hosts, solar owners and Lodgey users should model now.

24 April 2026
Cashflow Strategy8 min read

Westpac Raised Rates: The Rental Property Buffer Test to Run This Week

Westpac lifted variable home loan rates by 0.25% p.a. for investment property loans from 31 March 2026. Use the interactive calculator to test the repayment jump, buffer runway, and redraw risk before tax time.

24 April 2026
Record Keeping8 min read

Cash Use Is Rising Again: The Rental Property Receipt Check Landlords Should Run

RBA data shows cash payments rose slightly in 2025 after years of decline. For landlords, the risk is not cash itself: it is cash-paid repairs, missing receipts, weak property tags, and deduction claims that are hard to prove.

24 April 2026
State Taxes14 min read

Land Tax Shock 2026: How NSW, VIC & QLD Changes Hit Property Investors

Three states are raising land tax in 2026. NSW ends its COVID rate freeze, Victoria’s 1.65% COVID debt levy becomes permanent, and Queensland’s MYFER hikes interstate surcharges. Interactive calculator shows your portfolio’s exposure — with before-and-after comparison by state.

20 April 2026
State Taxes10 min read

Victoria's VRLT 2026: The 15 February Deadline Every Landlord Must Meet (or Pay 1% of Property Value)

2026 is the first full year Victoria's Vacant Residential Land Tax applies statewide. Every residential landowner must notify the SRO by 15 February — exemption or not. Miss the window and pay 1% of Capital Improved Value, escalating to 2% then 3%. Live countdown, interactive vacancy checker, and liability calculator included.

16 April 2026
Loans & Deductions11 min read

The $10,000 Redraw Mistake: How Your Offset Account Is Quietly Killing Your Tax Deduction

One tap on the redraw button can permanently taint a portion of your investment loan. The ATO's TR 2000/2 rule says purpose beats security — and most investors only discover the trap years later. Interactive money-flow diagram and loan-taint calculator included.

16 April 2026
Capital Gains Tax12 min read

The CGT 6-Year Rule Explained: How to Legally Pay $0 Tax When You Sell Your Former Home

Move out, rent for up to 6 years, sell — and pay no CGT. Unlimited years if you don't rent it. Section 118-145 is one of Australia's biggest tax breaks, and three conditions break it. Interactive scenario builder included.

16 April 2026
ATO Audit13 min read

The ATO's 2026 Hitlist: 7 Red Flags That Will Trigger a Rental Property Audit This Year

The ATO's data matching caught errors on nine in ten rental returns last year — and 2026 adds a new holiday home ruling plus deeper property-manager data. Here are the 7 specific things its rules engine now looks for, with an interactive checker that maps your risk band in 60 seconds.

16 April 2026
Capital Gains Tax11 min read

FRCGW 2026: Why Every Australian Property Seller Now Needs a Clearance Certificate (Even You)

The $750,000 threshold is gone. Since 1 January 2025, every Australian property sale triggers 15% Foreign Resident Capital Gains Withholding — unless you lodge a clearance certificate before settlement. Here's what changed, who's caught out, and how to apply (free, 28 days).

16 April 2026
Capital Gains Tax12 min read

CGT Changes in Australia 2026: What Property Investors Need to Know Before Budget Night

The 50% CGT discount is expected to be cut in the May 2026 Budget. Here's what the rules were, what's changing, and how to prepare — with interactive scenarios to model your own tax position.

15 April 2026